A man and his wife with a calculator and notepad, planning their finaces
A man and his wife with a calculator and notepad, planning their finaces

Building Family Finances Together

Strength in Partnership

God has entrusted us with resources, and how we handle them impacts not only our stability but also our spiritual witness. By saving wisely, planning carefully, and working together with our wives in openness, we strengthen our families and build trust. True wealth is not in possessions, but in leaving a godly legacy of faith, wisdom, and integrity.

Key Scripture: Proverbs 21:20

“The wise store up choice food and olive oil, but fools gulp theirs down.”

Other Scripture: Luke 16:10; Proverbs 13:22

Exhortation

Money is one of the most practical parts of life, yet also one of the most spiritual. Scripture reminds us that “the earth is the Lord’s, and everything in it” (Psalm 24:1), so all we have is really entrusted to us by God. For some, financial pressure shows up as the struggle to stretch limited resources; for others, it’s the challenge of managing plenty with wisdom. In both cases, the call is the same: to handle what God places in our hands with faithfulness. Jesus said, “Whoever can be trusted with very little can also be trusted with much” (Luke 16:10), making clear that stewardship is not about the amount, but about the heart.

A key part of financial faithfulness is learning to save and plan for the future. Proverbs tells us, “The wise store up choice food and olive oil, but fools gulp theirs down” (Proverbs 21:20). Savings are not a lack of faith; they are a way of honouring God by preparing for tomorrow while trusting Him for today. Joseph in Egypt is a powerful example—he stored grain in the years of abundance, which later sustained nations during famine (Genesis 41:48–49). Like Joseph, we can see saving and careful planning as acts of obedience that protect our families and position us to bless others.

But stewardship goes beyond numbers; it is also about working together in unity. Financial secrecy can breed mistrust in marriages, while openness builds confidence and peace. Ecclesiastes reminds us that “two are better than one… if either of them falls down, one can help the other up” (Ecclesiastes 4:9–10). Discussing finances openly with our wives, setting joint goals, and praying over decisions transforms money from a point of stress into a tool of shared purpose. This unity not only strengthens the marriage bond but also models to children what partnership under God looks like.

At the same time, finances must not become a master. Paul warns, “The love of money is a root of all kinds of evil” (1 Timothy 6:10). True wealth is not measured in bank accounts but in the peace, contentment, and generosity that flow from hearts aligned with God. A godly man leads his family in resisting materialism, choosing instead to live with gratitude and to give with joy. As Proverbs 13:22 says, “A good person leaves an inheritance for their children’s children,” and that inheritance is more than money—it includes values, wisdom, and faith lived out daily.

Ultimately, handling family finances God’s way is about leaving a legacy of faithfulness. The One who provided manna in the desert, sustained Elijah with ravens, and multiplied a boy’s lunch to feed thousands is the same God who provides for us. He calls us to manage wisely, save diligently, give generously, and lead our families with integrity. If we live this way, our homes will not only be financially secure but spiritually anchored, shining as examples that God’s promises are true and His provision never fails.

How can we lead our families in managing money together in a way that builds unity and reduces stress, rather than creating tension?

Set aside intentional time this week to talk with your wife about one financial goal or challenge, and commit it to prayer together.

Lord, help me to handle the resources You’ve placed in my care with wisdom and integrity, so that my family may be strengthened and Your name glorified, in Jesus' name, Amen!

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